Payment policy

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Effective Date: September 29, 2025

At Joyhato, we ensure a secure, smooth, and flexible payment experience for all customers shopping at https://earnpower.click. This Payment Policy outlines the accepted payment methods, transaction security, and related guidelines.

1. Accepted Payment Methods

We accept the following secure payment options:

Credit/Debit Cards: Visa, MasterCard, American Express
Digital Wallets: PayPal, Apple Pay, Google Pay
Buy Now, Pay Later: (Coming soon — Klarna, Clearpay, etc.)

All transactions are processed in GBP (£) unless stated otherwise.

2. Secure Payment Processing

All payments are processed through PCI-DSS compliant payment gateways.
Joyhato does not store any credit card information on our servers.
SSL encryption is used to protect sensitive customer data during checkout.

3. Payment Confirmation

Once your payment is successfully processed, you will receive an order confirmation email containing the transaction summary and receipt.
If you do not receive confirmation within 24 hours, please contact our support team.

4. Failed or Declined Payments

If a transaction fails or is declined by your bank or provider, please verify:
- Sufficient account balance
- Correct card details and expiration date
- Enabled international or online transaction permissions
You may also try an alternative payment method.

5. Fraud Prevention

Joyhato reserves the right to cancel or hold orders flagged for suspicious activity or suspected fraud.
In such cases, we may request identity verification before processing.

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